Chicago Northwest Suburbs and Hoffman Estates real estate and homes for sale in Illinois - Tom Follert, REALTOR® Tom Follert REALTOR(r) for Chicago Northwest Suburbs and Hoffman Estates, Illinois real estate - NUMBER1EXPERT™ Tom Follert NUMBER1EXPERT(tm) for Chicago Northwest Suburbs and Hoffman Estates, Illinois real estate
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Tom Follert


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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 630-213-2111.


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Tom Follert is one of The Top Selling Real Estate Experts™
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From My Affiliates: Chicago Northwest Suburbs and Hoffman Estates Illinois home buying, real estate listings, and homes for sale in DuPage County, IL
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700 South Randall Road
Saint Charles, IL 60174
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
Where is the world's largest wine cellar, and how big is it?

A 
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Tom Follert, REALTOR®, real estate agent and broker for Chicago Northwest Suburbs and Hoffman Estates Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Follert
Executive Realty Group

140 W. Lake Street
Bloomingdale, IL 60108
Direct: 630-213-2111
Office: 630-336-3201

Professional Service, Cutting Edge Technology and Experience produce the results for Tom Follert’s clients and put him above the crowd in today’s ever changing Real Estate Market.

Over a 20 year veteran in Real Estate and ranked in the top 1% Nationwide of all Real Estate brokers, Tom Follert’s philosophy is simple:

There is no substitute for Hard work, Experience and Knowledge. Tom is an acredited Buyers and Sellers agent, A Graduate of the Real Estates Institue and has many more designations and credits, But he is aware that "All the Real Estate Designations & Titles in the "World" do not mean a thing if a Professional does not give you the "Service" you deserve. I will give all my Buyers and Sellers the cutting edges tools and do what is necessary in this ever changing market to make your Real Experience, "A Succesful one I WORK FOR YOU!! I will give you the attention you deserve along with the tools to be effective in Buying or Selling!! My Service is second to none. My customers receive discounted fees, full internet exposure and advertising every day in diversified publications to produce results in a timely manner.

If Experience, Service and Results matter to you, then don’t trust just anyone with your Real Estate Investment. Contact me to find out how I can make your Real Estate Investment a Successful one. My experience in the Northwest Suburbs is second to none. Let me put my experience to work for you!

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