Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.  I have been doing business in the Chicagoland Suburban Real Estate Market since the 1980's, and have been providing my customers with the newest technology available in all phases of real estate! The service received from my team has made their difficult process of buying and selling a smooth road, reaching our mutual goal of "Customer Satisfaction!" As a top Chicago Northwest Suburbs and Hoffman Estates real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I have direct access to the Chicago Northwest Suburbs and Hoffman Estates area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. Tell me what you are looking for! It's my job to know every property in Chicago Northwest Suburbs and Hoffman Estates, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What little-known folk remedy is said to help keep bats away from your home?
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| A |
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats! |
 See More Real Estate Trivia > |
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Tom Follert, The Realtor who SELLS the Chicago
Suburbs
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- NUMBER1EXPERT™ 
